RBI

The Government of India in coordination with the Reserve Bank of India (RBI) has rolled out major reforms in cheque processing and penalties for cheque bounce in 2025. These changes aim to: Reduce fraud risks. Speed up settlement times. Improve transparency between banks and customers. With real-time cheque clearance and tougher legal consequences, both customers … Read more

The Reserve Bank of India (RBI) has introduced new personal loan rules in 2025 to make lending more transparent, reduce borrower defaults, and encourage financial discipline. These guidelines apply to all banks, NBFCs (Non-Banking Financial Companies), and digital lending platforms offering personal loans. From loan-to-income caps to risk-based capital requirements and stricter KYC norms, these … Read more