The Singapore government has confirmed enhanced support measures under the Assurance Package (AP) and Majulah Package, aimed at easing cost-of-living pressures, offsetting healthcare costs, and strengthening retirement savings. Starting September 2025, eligible Singaporeans will receive cash payouts, MediSave bonuses, and retirement savings bonuses, ranging between $400 and $950 in cash deposits, with additional CPF top-ups for older citizens.
This initiative reflects Singapore’s ongoing commitment to supporting households amid rising inflation and long-term healthcare and retirement concerns.
$400–$950 Cash Deposit: What It Means
In Budget 2025, the government announced a $1.9 billion enhancement to the Assurance Package (AP). This will provide one-time cash payouts to Singaporeans aged 21 and above, ranging between $200 and $600 depending on income level and housing type.
When combined with other components like MediSave top-ups and Retirement Savings Bonuses, total benefits for some individuals in September 2025 could range between $400 and $950 in cash support, with additional CPF transfers for older citizens.
Quick Summary: September 2025 Cash Deposit
Detail |
Information |
|---|---|
Scheme Name |
Assurance Package (AP) & Majulah Package |
Cash Payout |
$200 – $600 (Assurance Package) |
MediSave Bonus |
$300 – $500 (born 1974–2003); $1,250 – $2,000 (born 1973 or earlier) |
Retirement Savings Bonus |
$1,000 – $5,100 (for Singaporeans born 1973 or earlier) |
Total Package Value |
$1.9 billion (AP); $9 billion lifetime (Majulah Package) |
Payment Start Date |
September 2025 |
Notification Method |
SMS from “gov.sg” or official letter |
Check Eligibility |
govbenefits.gov.sg (via Singpass) |
Hotline |
1800-2222-888 |
Assurance Package (AP) 2025
The Assurance Package complements Singapore’s GST Voucher (GSTV) scheme, helping households manage higher living costs following GST hikes.
Key Features:
- AP Cash – $200 to $600 one-time payout in September 2025 for adults aged 21 and above.
- AP MediSave – Additional MediSave top-ups for children and seniors.
- AP U-Save – Extra rebates for eligible HDB households.
- CDC Vouchers – More vouchers distributed to all Singaporean households in 2025.
- Support for Self-Help Groups and ComCare – Over $17 million in funding for vulnerable communities.
This five-year package (2022–2026) ensures Singaporeans receive targeted relief at multiple stages.
MediSave Bonus: Healthcare Support
Healthcare costs remain a key concern. To address this, Singaporeans will receive MediSave top-ups in September 2025:
- Born 1974–2003 – One-time top-up of $300 to $500.
- Born 1973 or earlier – Under the Majulah Package, seniors will receive $1,250 to $2,000 one-time top-ups.
These MediSave bonuses are intended to offset MediShield Life premium increases and ensure seniors maintain sufficient healthcare savings.
Retirement Savings Bonus
The Majulah Package, launched to boost retirement security, targets Singaporeans born in 1973 or earlier, particularly those currently in their 50s and early 60s (“young seniors”).
- Retirement Savings Bonus (RSB) – One-time CPF top-up of $1,000 to $5,100, depending on retirement savings levels.
- Earn and Save Bonus – Annual bonus for eligible working seniors who continue contributing to CPF.
- MediSave Bonus – Additional top-up for healthcare security.
The lifetime cost of the Majulah Package is projected at $9 billion, benefiting about 1.6 million Singaporeans.
Who Is Eligible?
Eligibility is determined by citizenship, birth year, and income status.
- AP Cash – All Singaporeans aged 21 and above in 2025.
- MediSave Bonus –
- $300–$500 for Singaporeans born 1974–2003.
- $1,250–$2,000 for those born 1973 or earlier.
- Retirement Savings Bonus – $1,000–$5,100 for Singaporeans born 1973 or earlier with CPF shortfalls.
Automatic Crediting
- Benefits will be credited directly into bank accounts or CPF accounts from September 2025.
- Eligible recipients will be notified via SMS from “gov.sg” or by letter.
Safeguards Against Scams
- Official SMS will only inform citizens of credited benefits.
- Citizens will not be asked to reply, click links, or provide personal details.
- No messages will be sent via WhatsApp or private messaging apps.
Always verify information via govbenefits.gov.sg or the hotline (1800-2222-888).
Long-Term Impact of AP & Majulah Packages
These measures provide short-term relief and long-term retirement support:
- Alleviating cost-of-living pressures for middle- and lower-income households.
- Strengthening healthcare savings to cope with medical inflation.
- Boosting CPF retirement balances for seniors with lower savings.
- Supporting families across generations, from children to seniors.
Frequently Asked Questions (FAQs)
1. How much will I receive in September 2025?
Between $400 and $950 in cash payouts, depending on eligibility, with additional CPF top-ups for older citizens.
2. Who qualifies for the MediSave bonus?
Singaporeans born 1974–2003 will receive $300–$500. Those born 1973 or earlier will receive $1,250–$2,000.
3. What is the Retirement Savings Bonus?
A one-time CPF top-up of $1,000 to $5,100 for Singaporeans born in 1973 or earlier with lower retirement balances.
4. How will I be notified?
Through SMS from “gov.sg” or an official letter. No WhatsApp or external messages will be sent.
5. Do I need to apply?
No. Eligible citizens will automatically receive payments.
Conclusion
The $400–$950 cash deposit in September 2025 is part of a larger package of support under the Assurance Package and Majulah Package. Eligible Singaporeans will automatically receive cash payouts, MediSave top-ups, and retirement savings bonuses.
By combining immediate cost-of-living relief with long-term retirement and healthcare provisions, these packages reaffirm Singapore’s approach to inclusive, sustainable social support.
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