The Reserve Bank of India (RBI) regulates the schedule of bank holidays in India. Every year, RBI releases a list of holidays for all states and union territories. While some holidays are observed nationwide, others are restricted to specific states depending on local festivals, cultural events, or regional occasions.
On 19th August 2025, banks across the country will function as usual, except in one state Tripura where a holiday has been declared to commemorate the birth anniversary of Maharaja Bir Bikram Kishore Manikya Bahadur, a revered figure in Tripura’s history.
If you are a bank customer planning to visit the branch for important work, here’s what you need to know about the upcoming holiday and the remaining bank holidays in August 2025.
Why is 19th August 2025 a Bank Holiday in Tripura?
According to the RBI holiday calendar, 19th August 2025 is a state-specific holiday in Tripura. The occasion marks the birth anniversary of Maharaja Bir Bikram Kishore Manikya Bahadur, who played a significant role in the modernization of Tripura.
Contribution of Maharaja Bir Bikram Kishore Manikya Bahadur
- He was the last ruling Maharaja of the princely state of Tripura before its merger with India.
- He contributed significantly to the fields of education, administration, and infrastructure development.
- Several institutions and landmarks in Tripura still honor his legacy.
In recognition of his contributions, Tripura observes his birth anniversary every year, and banks in the state remain closed on this day.
Short Summary of Bank Holiday on 19th August 2025
Date |
Day |
State Affected |
Occasion |
Official Source |
---|---|---|---|---|
19 August 2025 |
Tuesday |
Tripura |
Birth Anniversary of Maharaja Bir Bikram Kishore Manikya Bahadur |
Bank Holiday Schedule for August 2025
Apart from the 19th August holiday in Tripura, banks will remain closed on a few more dates this month due to weekends and regional festivals. Below is the complete list:
Date |
Day |
Occasion / Reason |
Applicable States |
---|---|---|---|
19 August 2025 |
Tuesday |
Birth Anniversary of Maharaja Bir Bikram Kishore |
Tripura |
23 August 2025 |
Saturday |
Fourth Saturday of the month |
Nationwide |
24 August 2025 |
Sunday |
Weekly holiday |
Nationwide |
25 August 2025 |
Monday |
Death Anniversary of Srimanta Sankardev |
Assam |
27 August 2025 |
Wednesday |
Ganesh Chaturthi |
Maharashtra, Gujarat, Karnataka, Odisha, Goa, Tamil Nadu, Telangana |
Services Available During Bank Holidays
Even though physical bank branches remain closed, digital and online services continue to function smoothly. Customers can use:
- Internet Banking – Fund transfers, bill payments, and account management.
- Mobile Banking Apps – Quick transactions, UPI transfers, and mobile recharge.
- UPI (Unified Payments Interface) – Instant money transfers and QR code payments.
- ATMs – Cash withdrawal, balance inquiry, and mini statements.
However, cheque clearance, demand drafts, and other over-the-counter services are unavailable until the bank reopens.
Why RBI Releases State-wise Holiday Lists
India is a diverse country with different cultures, languages, and traditions. To ensure smooth functioning, RBI issues state-specific holiday lists every year under the Negotiable Instruments Act, 1881. This ensures that while essential banking services are not disrupted nationwide, local festivals and occasions are respected in individual states.
Impact of Bank Holidays on Customers
Bank holidays have both direct and indirect impacts:
- Pending Transactions – Cheques deposited before a holiday may take longer to clear.
- Salary Credit – For employees in certain states, salaries may be processed a day later if the holiday coincides with payroll activities.
- Branch Services Halted – Cash deposits, account-related updates, and locker services cannot be availed during holidays.
- Digital Dependence – Customers must rely on digital platforms, ATMs, or mobile banking.
Hence, customers are advised to plan in advance and complete any critical work before the declared holidays.
Tips for Customers to Avoid Inconvenience
- Check Holiday List: Always refer to the RBI holiday list for your state.
- Use Digital Services: Rely on UPI, mobile banking, and net banking during bank closures.
- Plan Transactions Early: Deposit cheques and apply for drafts before the holiday to avoid delays.
- Keep Cash Ready: Although ATMs remain functional, they may face high demand during holidays.
Frequently Asked Questions (FAQs)
Q1. Are banks closed across India on 19th August 2025?
No, banks will remain closed only in Tripura on this date.
Q2. Why are banks closed in Tripura on 19th August?
Because it is the birth anniversary of Maharaja Bir Bikram Kishore Manikya Bahadur, a state-declared holiday.
Q3. Can I use internet banking and UPI on bank holidays?
Yes, all online services such as net banking, UPI, and ATMs remain functional.
Q4. Will cheque clearing work on 19th August 2025?
No, cheque clearing and demand draft processing will resume on the next working day.
Q5. Where can I find the official list of RBI bank holidays?
You can check the complete list on the RBI official website: https://www.rbi.org.in.
Conclusion
The bank holiday on 19th August 2025 applies only to Tripura, while all other states will have normal banking operations. Customers in Tripura should complete their important tasks beforehand to avoid inconvenience. With digital platforms like UPI, mobile banking, and internet banking, essential transactions can still be carried out seamlessly even when branches are closed.
As August still has a few more holidays lined up, including Ganesh Chaturthi on 27th August in multiple states, it is advisable for customers to plan banking activities in advance.
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