The 20th installment of the Pradhan Mantri Kisan Samman Nidhi Yojana (PM Kisan) was released on 2 August 2025, providing direct financial assistance to crores of farmers across India. However, thousands of beneficiaries are still waiting for the installment to reflect in their bank accounts.
If your PM Kisan payment is delayed or stuck, do not panic. There are some common issues such as incomplete e-KYC, Aadhaar-bank linking errors, or land verification problems that may have caused the delay. With timely action, farmers can resolve these issues and receive their pending payments.
This article explains the reasons for installment delays, how to fix them, and the steps to ensure smooth payments in the future.
Why is Your PM Kisan Installment Stuck?
There are several possible reasons why the installment is not credited to your account:
- E-KYC Not Completed – Without completing e-KYC, payments are automatically stopped.
- Aadhaar Not Linked to Bank Account – If Aadhaar is not connected with your bank, funds cannot be transferred.
- Land Verification Incomplete – Verification of land ownership is mandatory for eligibility.
- Error in Bank Details – Incorrect IFSC code, account number, or mismatch in the name can cause rejection.
- Scheme Rules – Only one member per family can receive benefits. If multiple members applied, payments may be withheld.
Until these issues are corrected, the installment remains pending in the system.
Quick Summary of PM Kisan Payment Issues
Key Point |
Details |
|---|---|
Scheme Name |
Pradhan Mantri Kisan Samman Nidhi Yojana (PM Kisan) |
Installment Released |
20th Installment on 2 August 2025 |
Common Issues |
e-KYC not completed, Aadhaar not linked with bank, land verification pending, wrong bank details |
Solution |
Complete e-KYC, update Aadhaar-bank linking, verify land records, correct bank details |
Helpline Number |
1800-180-1551 |
Official Website |
Why is e-KYC Important for PM Kisan?
The government has made e-KYC mandatory to prevent fraud and duplication. Farmers without e-KYC verification cannot receive the PM Kisan benefits.
The good news is that e-KYC can be done easily online, provided your Aadhaar card is linked with your mobile number.
How to Do e-KYC Online from Home
If your Aadhaar card is linked with your mobile number, you can complete e-KYC in just a few minutes by following these steps:
- Visit the official PM Kisan website: https://pmkisan.gov.in.
- On the homepage, click the “e-KYC” option (right side).
- Enter your 12-digit Aadhaar number and click on Search.
- Enter the OTP received on your registered mobile number.
- Once verified, a message will appear: “e-KYC successfully submitted”.
This completes the process, and your payment can be released in the next cycle.
What if Mobile Number is Not Linked with Aadhaar?
If your Aadhaar card is not linked with your mobile number, you cannot do OTP-based e-KYC at home. In such cases:
- Visit your nearest CSC (Common Service Center).
- Provide your Aadhaar card and biometric verification.
- The CSC operator will complete your e-KYC through fingerprint or iris scan.
This is the only way to complete the process if your mobile number is not linked.
Importance of Bank Linking and Land Verification
Along with e-KYC, it is equally important to:
- Link Aadhaar with Bank Account – Ensure that your bank account is active and Aadhaar-seeded. Check with your bank branch if payments are still not credited.
- Land Verification – Farmers must have valid land ownership records verified by local revenue authorities. Any discrepancy may block installment payments.
What to Do If Payment Still Does Not Arrive?
Even after completing e-KYC, Aadhaar-bank linking, and land verification, some farmers may still face payment delays. In such cases, you should:
- Contact the PM Kisan Helpline Number – 1800-180-1551.
- Provide your Aadhaar number, bank details, and PM Kisan registration number.
- The support team will guide you in resolving the issue.
You can also check the status of your installment online on the official website under “Beneficiary Status”.
Take Timely Action to Release Stuck Installments
The government has made the PM Kisan scheme more transparent to ensure that only genuine farmers receive benefits. While this reduces fraud, it also means that even small mistakes like incomplete e-KYC or incorrect bank details can block payments.
Therefore, farmers are advised to:
- Regularly check their beneficiary status online.
- Complete e-KYC well before installment release dates.
- Keep bank and land records updated.
By taking timely corrective action, farmers can ensure that stuck installments are released quickly.
FAQs on PM Kisan Payment Stuck Issues
Q1. Why did my PM Kisan 20th installment not come?
Ans. Possible reasons include incomplete e-KYC, Aadhaar not linked with bank, incorrect bank details, or pending land verification.
Q2. How can I do e-KYC online?
Ans. Visit pmkisan.gov.in, enter Aadhaar, and verify with OTP. If mobile is not linked, visit a CSC center for biometric e-KYC.
Q3. What is the helpline number for PM Kisan?
Ans. The toll-free helpline number is 1800-180-1551.
Q4. Can more than one family member get PM Kisan benefits?
Ans. No, only one member per family is eligible under the scheme.
Q5. What happens if e-KYC is not done?
Ans. Without e-KYC, your installment will be stopped until the process is completed.
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