The State Bank of India (SBI) Clerk role continues to be one of the most sought-after banking jobs in India. With attractive salary packages, job security, and extensive perks, the position attracts thousands of aspirants every year.
In 2025, the 8th Pay Commission is expected to further boost the pay structure, making the role even more lucrative. This article provides a complete breakdown of the SBI Clerk Salary 2025, including in-hand salary, pay scale, allowances, perks, and career growth opportunities.
SBI Clerk Salary Structure 2025
Basic Pay
- Starting Basic Pay: ₹26,730, which includes ₹24,050 plus two additional increments for graduates.
- Pay Scale Progression: ₹24,050 – ₹64,480 with regular increments.
- Annual Increment: ₹1,340 for the first 3 years.
Salary Slip Breakdown (Before 8th Pay Commission)
Particulars |
Amount (Approx.) |
|---|---|
Basic Pay |
₹26,730 |
Dearness Allowance (DA) |
₹6,168 |
House Rent Allowance (HRA) |
₹2,862 |
Transport Allowance (TA) |
₹850 |
Special Allowance |
₹7,083 |
Special Pay |
₹1,200 |
Gross Salary |
₹46,000 |
Deductions |
₹3,673 |
In-Hand Salary |
₹42,327 |
Quick Summary – SBI Clerk Salary 2025
Detail |
Amount/Information |
|---|---|
Starting Basic Pay |
₹26,730 (₹24,050 + 2 increments for graduates) |
Gross Salary (Before 8th Pay Commission) |
₹46,000 approx. |
In-Hand Salary (Before 8th Pay Commission) |
₹42,327 approx. |
Pay Scale |
₹24,050 – ₹64,480 |
Annual Increment |
₹1,340 for the first 3 years |
Gross Salary (After 8th Pay Commission) |
₹59,491 approx. |
In-Hand Salary (After 8th Pay Commission) |
₹54,000 – ₹55,000 approx. |
Probation Period |
6 months |
Official Website |
Impact of 8th Pay Commission on SBI Clerk Salary
With the 8th Pay Commission expected to roll out in 2025, SBI Clerks are likely to see a 25% hike in basic pay and allowances.
Expected Salary After 8th Pay Commission
Particulars |
Amount (Approx.) |
|---|---|
Basic Pay |
₹33,413 |
Dearness Allowance (DA) |
₹14,035 |
House Rent Allowance (HRA) |
₹2,339 |
Special Allowance |
₹8,854 |
Transport Allowance (TA) |
₹850 |
Gross Salary |
₹59,491 |
In-Hand Salary |
₹54,000 – ₹55,000 |
Perks and Allowances for SBI Clerks
Apart from the monthly salary, SBI Clerks enjoy a range of benefits:
- Dearness Allowance (DA) – Revised every quarter based on inflation.
- House Rent Allowance (HRA) – Varies by city (5–10% of basic pay).
- Transport Allowance (TA) – Additional monthly benefit.
- Medical Benefits – Covers the employee and their family.
- Other Perks – Newspaper allowance, furniture allowance, and reimbursement for mobile bills.
Probation Period Details
- Duration: 6 months, extendable if necessary.
- Salary: Full salary and allowances are paid during probation.
- Training: Employees must complete e-learning modules and undergo performance evaluations.
Job Responsibilities of an SBI Clerk
As an SBI Clerk, daily tasks include:
- Customer Support: Assisting customers with account and banking queries.
- Cash Management: Handling deposits, withdrawals, and transactions.
- Product Promotion: Selling bank products like loans, insurance, and mutual funds.
- Clerical Work: Data entry, documentation, and record maintenance.
Career Growth Opportunities
The SBI Clerk role offers significant upward mobility through in-cadre and officer cadre promotions.
In-Cadre Promotions
- Senior Assistant: After 10 years (+ ₹1,800 allowance).
- Special Assistant: After 20 years (+ ₹2,500 allowance).
- Senior Special Assistant: After 30 years (+ ₹3,500 allowance).
Officer Cadre Promotions
- Trainee Officer: After 3 years, through internal exams and interviews.
- Scale I Officer: Faster promotions possible with JAIIB/CAIIB certifications.
Salary Growth Over the Years
Year of Service |
Basic Pay (Approx.) |
Gross Salary (Approx.) |
|---|---|---|
Starting Year |
₹26,730 |
₹46,000 |
After 5 Years |
₹31,370 |
₹53,985 |
After 10 Years |
₹38,170 |
₹65,000+ |
Why Choose an SBI Clerk Career in 2025?
- Attractive Salary: Competitive pay with annual increments.
- Job Security: SBI is one of India’s most stable employers.
- Perks & Benefits: Multiple allowances and health coverage.
- Growth Opportunities: Clear promotional pathways.
FAQs – SBI Clerk Salary 2025
Q1: What is the starting salary of an SBI Clerk in 2025?
A: ₹26,730 basic pay with a gross salary of about ₹46,000 (before the 8th Pay Commission).
Q2: How much will an SBI Clerk earn after the 8th Pay Commission?
A: The gross salary will be around ₹59,491, with in-hand pay between ₹54,000 – ₹55,000.
Q3: Does an SBI Clerk get a House Rent Allowance?
A: Yes, HRA is provided based on the posting location, generally 5–10% of basic pay.
Q4: Is the probation period paid?
A: Yes, full salary and allowances are paid during the probation period.
Q5: Can SBI Clerks get promoted to Officer positions?
A: Yes, through internal exams and certifications like JAIIB/CAIIB.
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